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ZIP Code 12603

Dutchess, New York

FIPS 12603

Juniper

ZIP Code 12603 is in the top 12% nationally for appreciation 1yr %, but in the bottom 34% nationally for price-to-income ratio. It also sits in the 88th percentile nationally for median rent. And it sits in the top 17% nationally for FEMA risk score.

Median Home Value

$368,900

Higher than 78% of U.S. ZIP codes

HPI Growth 5yr %

55%

Higher than 80% of U.S. ZIP codes

FEMA Risk Score

32.9

Lower than 83% of U.S. ZIP codes

The basics

Total Population

42,304

Median Age

41.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$368,900

Higher than 78%

Median Property Tax

$8,227

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.56

Higher than 66%

Median Rent

$1,727

Higher than 88%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

55%

Higher than 80%

Appreciation 1yr %

6.7%

Higher than 88%

Pandemic Gain %

42%

Recession Drop %

-30%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.5

Winter Avg Low (°F)

20.5

Avg Temperature (°F)

50.5

Hot Days/yr (>90°F)

18.6

Freezing Days/yr (<32°F)

135.4

Annual Precipitation (in)

46.2

Annual Snowfall (in)

57.9

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

32.9

Lower than 83%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12603: frequently asked questions

What is the median home value in ZIP Code 12603?
The median home value in ZIP Code 12603 is $368,900, higher than 78% of U.S. ZIP codes.
How much is property tax in ZIP Code 12603?
The median annual property tax in ZIP Code 12603 is $8,227, an effective rate of 2% of home value.
Is ZIP Code 12603 expensive to live in?
Homes in ZIP Code 12603 cost about 3.56× the median household income, higher than 66% of U.S. ZIP codes.
What is the average rent in ZIP Code 12603?
The median gross rent in ZIP Code 12603 is $1,727 a month, higher than 88% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12603?
Home prices in ZIP Code 12603 have moved 55% over the past five years (6.7% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12603?
ZIP Code 12603 averages 50.5°F year-round, summer highs near 82.5°F, winter lows around 20.5°F (NOAA 1991–2020 normals). It sees about 57.9 inches of snow a year.
Is ZIP Code 12603 at risk of flooding or natural disasters?
ZIP Code 12603's FEMA National Risk Index score is 32.9 (lower than 83% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →