The basics
Total Population
3,669
Median Age
50.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$256,100
Median Property Tax
$5,370
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.05
Median Rent
$1,060
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
75%
Pandemic Gain %
26%
Recession Drop %
-14%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
79.4
Winter Avg Low (°F)
12.8
Avg Temperature (°F)
45.7
Hot Days/yr (>90°F)
6
Freezing Days/yr (<32°F)
160.3
Annual Precipitation (in)
38.2
Annual Snowfall (in)
75.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
36.6
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12809: frequently asked questions
- What is the median home value in ZIP Code 12809?
- The median home value in ZIP Code 12809 is $256,100, higher than 62% of U.S. ZIP codes.
- How much is property tax in ZIP Code 12809?
- The median annual property tax in ZIP Code 12809 is $5,370, an effective rate of 2% of home value.
- Is ZIP Code 12809 expensive to live in?
- Homes in ZIP Code 12809 cost about 3.05× the median household income, near the U.S. ZIP codes median.
- What is the average rent in ZIP Code 12809?
- The median gross rent in ZIP Code 12809 is $1,060 a month, higher than 64% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 12809?
- Home prices in ZIP Code 12809 have moved 75% over the past five years, per the FHFA House Price Index.
- What is the weather like in ZIP Code 12809?
- ZIP Code 12809 averages 45.7°F year-round, summer highs near 79.4°F, winter lows around 12.8°F (NOAA 1991–2020 normals). It sees about 75.2 inches of snow a year.
- Is ZIP Code 12809 at risk of flooding or natural disasters?
- ZIP Code 12809's FEMA National Risk Index score is 36.6 (lower than 80% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →