The basics
Total Population
4,824
Median Age
47.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$218,900
Median Property Tax
$4,838
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.88
Median Rent
$1,117
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
40%
Appreciation 1yr %
4.3%
Pandemic Gain %
37%
Recession Drop %
-15%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
80.5
Winter Avg Low (°F)
14
Avg Temperature (°F)
46.9
Hot Days/yr (>90°F)
6
Freezing Days/yr (<32°F)
156.3
Annual Precipitation (in)
43.4
Annual Snowfall (in)
75.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
41.6
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12816: frequently asked questions
- What is the median home value in ZIP Code 12816?
- The median home value in ZIP Code 12816 is $218,900, near the U.S. ZIP codes median.
- How much is property tax in ZIP Code 12816?
- The median annual property tax in ZIP Code 12816 is $4,838, an effective rate of 2% of home value.
- Is ZIP Code 12816 expensive to live in?
- Homes in ZIP Code 12816 cost about 2.88× the median household income, near the U.S. ZIP codes median.
- What is the average rent in ZIP Code 12816?
- The median gross rent in ZIP Code 12816 is $1,117 a month, higher than 67% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 12816?
- Home prices in ZIP Code 12816 have moved 40% over the past five years (4.3% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 12816?
- ZIP Code 12816 averages 46.9°F year-round, summer highs near 80.5°F, winter lows around 14°F (NOAA 1991–2020 normals). It sees about 75.2 inches of snow a year.
- Is ZIP Code 12816 at risk of flooding or natural disasters?
- ZIP Code 12816's FEMA National Risk Index score is 41.6 (lower than 76% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →