The basics
Total Population
6,895
Median Age
41.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$201,700
Median Property Tax
$4,352
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
1.61
Median Rent
$1,057
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
48%
Appreciation 1yr %
6.1%
Pandemic Gain %
58%
Recession Drop %
-2.4%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
79.9
Winter Avg Low (°F)
13.6
Avg Temperature (°F)
46.2
Hot Days/yr (>90°F)
7.3
Freezing Days/yr (<32°F)
152.3
Annual Precipitation (in)
39.7
Annual Snowfall (in)
50.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
45.3
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12972: frequently asked questions
- What is the median home value in ZIP Code 12972?
- The median home value in ZIP Code 12972 is $201,700, near the U.S. ZIP codes median.
- How much is property tax in ZIP Code 12972?
- The median annual property tax in ZIP Code 12972 is $4,352, an effective rate of 2% of home value.
- Is ZIP Code 12972 expensive to live in?
- Homes in ZIP Code 12972 cost about 1.61× the median household income, lower than 82% of U.S. ZIP codes.
- What is the average rent in ZIP Code 12972?
- The median gross rent in ZIP Code 12972 is $1,057 a month, higher than 63% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 12972?
- Home prices in ZIP Code 12972 have moved 48% over the past five years (6.1% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 12972?
- ZIP Code 12972 averages 46.2°F year-round, summer highs near 79.9°F, winter lows around 13.6°F (NOAA 1991–2020 normals). It sees about 50.1 inches of snow a year.
- Is ZIP Code 12972 at risk of flooding or natural disasters?
- ZIP Code 12972's FEMA National Risk Index score is 45.3 (lower than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →