The basics
Total Population
2,259
Median Age
39.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$182,300
Lower than 56%
Median Property Tax
$2,633
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.38
Lower than 66%
Median Rent
$901
Near median
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
77.2
Winter Avg Low (°F)
11.8
Avg Temperature (°F)
44.8
Hot Days/yr (>90°F)
1.6
Freezing Days/yr (<32°F)
158.3
Annual Precipitation (in)
43.4
Annual Snowfall (in)
107.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
63.9
Near median
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12981: frequently asked questions
- What is the median home value in ZIP Code 12981?
- The median home value in ZIP Code 12981 is $182,300, lower than 56% of U.S. ZIP codes.
- How much is property tax in ZIP Code 12981?
- The median annual property tax in ZIP Code 12981 is $2,633, an effective rate of 1% of home value.
- Is ZIP Code 12981 expensive to live in?
- Homes in ZIP Code 12981 cost about 2.38× the median household income, lower than 66% of U.S. ZIP codes.
- What is the average rent in ZIP Code 12981?
- The median gross rent in ZIP Code 12981 is $901 a month, near the U.S. ZIP codes median.
- What is the weather like in ZIP Code 12981?
- ZIP Code 12981 averages 44.8°F year-round, summer highs near 77.2°F, winter lows around 11.8°F (NOAA 1991–2020 normals). It sees about 107.1 inches of snow a year.
- Is ZIP Code 12981 at risk of flooding or natural disasters?
- ZIP Code 12981's FEMA National Risk Index score is 63.9 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →