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ZIP Code 12989

Franklin, New York

FIPS 12989

Juniper

ZIP Code 12989 is in the top 15% nationally for FEMA risk score. It also sits in the 30th percentile nationally for median rent.

Median Home Value

$228,400

Higher than 56% of U.S. ZIP codes

FEMA Risk Score

30.2

Lower than 85% of U.S. ZIP codes

The basics

Total Population

1,110

Median Age

57.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$228,400

Higher than 56%

Median Property Tax

$2,472

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.7

Lower than 57%

Median Rent

$675

Lower than 70%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

74.6

Winter Avg Low (°F)

5.5

Avg Temperature (°F)

39.7

Hot Days/yr (>90°F)

1.1

Freezing Days/yr (<32°F)

201.2

Annual Precipitation (in)

36.6

Annual Snowfall (in)

104.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

30.2

Lower than 85%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12989: frequently asked questions

What is the median home value in ZIP Code 12989?
The median home value in ZIP Code 12989 is $228,400, higher than 56% of U.S. ZIP codes.
How much is property tax in ZIP Code 12989?
The median annual property tax in ZIP Code 12989 is $2,472, an effective rate of 1% of home value.
Is ZIP Code 12989 expensive to live in?
Homes in ZIP Code 12989 cost about 2.7× the median household income, lower than 57% of U.S. ZIP codes.
What is the average rent in ZIP Code 12989?
The median gross rent in ZIP Code 12989 is $675 a month, lower than 70% of U.S. ZIP codes.
What is the weather like in ZIP Code 12989?
ZIP Code 12989 averages 39.7°F year-round, summer highs near 74.6°F, winter lows around 5.5°F (NOAA 1991–2020 normals). It sees about 104.1 inches of snow a year.
Is ZIP Code 12989 at risk of flooding or natural disasters?
ZIP Code 12989's FEMA National Risk Index score is 30.2 (lower than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →