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ZIP Code 13076

Oswego, New York

FIPS 13076

Juniper

ZIP Code 13076 is in the top 14% nationally for FEMA risk score. It also sits in the top 21% nationally for price-to-income ratio. And it sits in the 28th percentile nationally for median rent.

Median Home Value

$176,400

Lower than 58% of U.S. ZIP codes

FEMA Risk Score

28.2

Lower than 86% of U.S. ZIP codes

The basics

Total Population

2,778

Median Age

39.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$176,400

Lower than 58%

Median Property Tax

$4,278

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.84

Lower than 79%

Median Rent

$642

Lower than 72%

Home prices & appreciation

Ranked against U.S. ZIP codes.

Pandemic Gain %

72%

Recession Drop %

-6.2%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

78.7

Winter Avg Low (°F)

15.4

Avg Temperature (°F)

46.4

Hot Days/yr (>90°F)

6.9

Freezing Days/yr (<32°F)

150.8

Annual Precipitation (in)

47.4

Annual Snowfall (in)

159

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

28.2

Lower than 86%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 13076: frequently asked questions

What is the median home value in ZIP Code 13076?
The median home value in ZIP Code 13076 is $176,400, lower than 58% of U.S. ZIP codes.
How much is property tax in ZIP Code 13076?
The median annual property tax in ZIP Code 13076 is $4,278, an effective rate of 2% of home value.
Is ZIP Code 13076 expensive to live in?
Homes in ZIP Code 13076 cost about 1.84× the median household income, lower than 79% of U.S. ZIP codes.
What is the average rent in ZIP Code 13076?
The median gross rent in ZIP Code 13076 is $642 a month, lower than 72% of U.S. ZIP codes.
What is the weather like in ZIP Code 13076?
ZIP Code 13076 averages 46.4°F year-round, summer highs near 78.7°F, winter lows around 15.4°F (NOAA 1991–2020 normals). It sees about 159 inches of snow a year.
Is ZIP Code 13076 at risk of flooding or natural disasters?
ZIP Code 13076's FEMA National Risk Index score is 28.2 (lower than 86% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →