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ZIP Code 13131

Oswego, New York

FIPS 13131

Juniper

ZIP Code 13131 is in the top 8% nationally for FEMA risk score. It also sits in the top 22% nationally for HPI growth 5yr %. And it sits in the top 27% nationally for price-to-income ratio.

Median Home Value

$147,800

Lower than 69% of U.S. ZIP codes

HPI Growth 5yr %

54%

Higher than 78% of U.S. ZIP codes

FEMA Risk Score

17.2

Lower than 92% of U.S. ZIP codes

The basics

Total Population

2,880

Median Age

43.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$147,800

Lower than 69%

Median Property Tax

$3,275

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.1

Lower than 73%

Median Rent

$888

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

54%

Higher than 78%

Appreciation 1yr %

-14%

Higher than 56%

Pandemic Gain %

25%

Recession Drop %

-1.1%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

76.3

Winter Avg Low (°F)

14.4

Avg Temperature (°F)

44.6

Hot Days/yr (>90°F)

2.7

Freezing Days/yr (<32°F)

157.7

Annual Precipitation (in)

48

Annual Snowfall (in)

151.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

17.2

Lower than 92%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 13131: frequently asked questions

What is the median home value in ZIP Code 13131?
The median home value in ZIP Code 13131 is $147,800, lower than 69% of U.S. ZIP codes.
How much is property tax in ZIP Code 13131?
The median annual property tax in ZIP Code 13131 is $3,275, an effective rate of 2% of home value.
Is ZIP Code 13131 expensive to live in?
Homes in ZIP Code 13131 cost about 2.1× the median household income, lower than 73% of U.S. ZIP codes.
What is the average rent in ZIP Code 13131?
The median gross rent in ZIP Code 13131 is $888 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 13131?
Home prices in ZIP Code 13131 have moved 54% over the past five years (-14% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 13131?
ZIP Code 13131 averages 44.6°F year-round, summer highs near 76.3°F, winter lows around 14.4°F (NOAA 1991–2020 normals). It sees about 151.3 inches of snow a year.
Is ZIP Code 13131 at risk of flooding or natural disasters?
ZIP Code 13131's FEMA National Risk Index score is 17.2 (lower than 92% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →