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ZIP Code 13431

Herkimer, New York

FIPS 13431

Juniper

ZIP Code 13431 is in the top 22% nationally for FEMA risk score. It also sits in the 37th percentile nationally for median rent. And it sits in the 60th percentile nationally for median home value.

Median Home Value

$245,100

Higher than 60% of U.S. ZIP codes

FEMA Risk Score

38.3

Lower than 78% of U.S. ZIP codes

The basics

Total Population

1,847

Median Age

40.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$245,100

Higher than 60%

Median Property Tax

$3,009

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.23

Higher than 58%

Median Rent

$768

Lower than 63%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

77.1

Winter Avg Low (°F)

14

Avg Temperature (°F)

45.4

Hot Days/yr (>90°F)

2.9

Freezing Days/yr (<32°F)

152.2

Annual Precipitation (in)

51.4

Annual Snowfall (in)

164

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

38.3

Lower than 78%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 13431: frequently asked questions

What is the median home value in ZIP Code 13431?
The median home value in ZIP Code 13431 is $245,100, higher than 60% of U.S. ZIP codes.
How much is property tax in ZIP Code 13431?
The median annual property tax in ZIP Code 13431 is $3,009, an effective rate of 1% of home value.
Is ZIP Code 13431 expensive to live in?
Homes in ZIP Code 13431 cost about 3.23× the median household income, higher than 58% of U.S. ZIP codes.
What is the average rent in ZIP Code 13431?
The median gross rent in ZIP Code 13431 is $768 a month, lower than 63% of U.S. ZIP codes.
What is the weather like in ZIP Code 13431?
ZIP Code 13431 averages 45.4°F year-round, summer highs near 77.1°F, winter lows around 14°F (NOAA 1991–2020 normals). It sees about 164 inches of snow a year.
Is ZIP Code 13431 at risk of flooding or natural disasters?
ZIP Code 13431's FEMA National Risk Index score is 38.3 (lower than 78% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →