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ZIP Code 20678

Calvert, Maryland

FIPS 20678

Juniper

ZIP Code 20678 is in the top 9% nationally for FEMA risk score, but in the bottom 32% nationally for price-to-income ratio. It also sits in the 86th percentile nationally for median home value. And it sits in the 80th percentile nationally for median rent.

Median Home Value

$455,100

Higher than 86% of U.S. ZIP codes

HPI Growth 5yr %

31%

Higher than 56% of U.S. ZIP codes

FEMA Risk Score

18.8

Lower than 91% of U.S. ZIP codes

The basics

Total Population

12,752

Median Age

38.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$455,100

Higher than 86%

Median Property Tax

$3,789

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.62

Higher than 68%

Median Rent

$1,388

Higher than 80%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

31%

Higher than 56%

Appreciation 1yr %

0.77%

Higher than 68%

Pandemic Gain %

25%

Recession Drop %

-28%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83.4

Winter Avg Low (°F)

26.5

Avg Temperature (°F)

55.2

Hot Days/yr (>90°F)

15.8

Freezing Days/yr (<32°F)

97.5

Annual Precipitation (in)

48.1

Annual Snowfall (in)

15.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

18.8

Lower than 91%

EAL Flood/Coastal per $1K

0.02

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 20678: frequently asked questions

What is the median home value in ZIP Code 20678?
The median home value in ZIP Code 20678 is $455,100, higher than 86% of U.S. ZIP codes.
How much is property tax in ZIP Code 20678?
The median annual property tax in ZIP Code 20678 is $3,789, an effective rate of 1% of home value.
Is ZIP Code 20678 expensive to live in?
Homes in ZIP Code 20678 cost about 3.62× the median household income, higher than 68% of U.S. ZIP codes.
What is the average rent in ZIP Code 20678?
The median gross rent in ZIP Code 20678 is $1,388 a month, higher than 80% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 20678?
Home prices in ZIP Code 20678 have moved 31% over the past five years (0.77% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 20678?
ZIP Code 20678 averages 55.2°F year-round, summer highs near 83.4°F, winter lows around 26.5°F (NOAA 1991–2020 normals). It sees about 15.1 inches of snow a year.
Is ZIP Code 20678 at risk of flooding or natural disasters?
ZIP Code 20678's FEMA National Risk Index score is 18.8 (lower than 91% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.02 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →