The basics
Total Population
6,866
Median Age
42.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$450,400
Median Property Tax
$3,518
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.78
Median Rent
$1,906
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
40%
Appreciation 1yr %
12%
Pandemic Gain %
33%
Recession Drop %
-27%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
86
Winter Avg Low (°F)
31.8
Avg Temperature (°F)
58.9
Hot Days/yr (>90°F)
30.7
Freezing Days/yr (<32°F)
58.5
Annual Precipitation (in)
45.3
Annual Snowfall (in)
12.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
30.4
EAL Flood/Coastal per $1K
0.09
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 20685: frequently asked questions
- What is the median home value in ZIP Code 20685?
- The median home value in ZIP Code 20685 is $450,400, higher than 85% of U.S. ZIP codes.
- How much is property tax in ZIP Code 20685?
- The median annual property tax in ZIP Code 20685 is $3,518, an effective rate of 1% of home value.
- Is ZIP Code 20685 expensive to live in?
- Homes in ZIP Code 20685 cost about 3.78× the median household income, higher than 71% of U.S. ZIP codes.
- What is the average rent in ZIP Code 20685?
- The median gross rent in ZIP Code 20685 is $1,906 a month, higher than 92% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 20685?
- Home prices in ZIP Code 20685 have moved 40% over the past five years (12% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 20685?
- ZIP Code 20685 averages 58.9°F year-round, summer highs near 86°F, winter lows around 31.8°F (NOAA 1991–2020 normals). It sees about 12.5 inches of snow a year.
- Is ZIP Code 20685 at risk of flooding or natural disasters?
- ZIP Code 20685's FEMA National Risk Index score is 30.4 (lower than 84% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.09 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →