The basics
Total Population
89
Median Age
44.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$51,000
Lower than 90%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
0.63
Lower than 88%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
86.3
Winter Avg Low (°F)
22.5
Avg Temperature (°F)
52.5
Hot Days/yr (>90°F)
41.9
Freezing Days/yr (<32°F)
127.2
Annual Precipitation (in)
41.4
Annual Snowfall (in)
33.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
50.6
Lower than 67%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 21540: frequently asked questions
- What is the median home value in ZIP Code 21540?
- The median home value in ZIP Code 21540 is $51,000, lower than 90% of U.S. ZIP codes.
- Is ZIP Code 21540 expensive to live in?
- Homes in ZIP Code 21540 cost about 0.63× the median household income, lower than 88% of U.S. ZIP codes.
- What is the weather like in ZIP Code 21540?
- ZIP Code 21540 averages 52.5°F year-round, summer highs near 86.3°F, winter lows around 22.5°F (NOAA 1991–2020 normals). It sees about 33.5 inches of snow a year.
- Is ZIP Code 21540 at risk of flooding or natural disasters?
- ZIP Code 21540's FEMA National Risk Index score is 50.6 (lower than 67% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →