The basics
Total Population
2,085
Median Age
50.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$402,000
Median Property Tax
$3,365
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.96
Median Rent
$1,088
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
39%
Appreciation 1yr %
-5.7%
Pandemic Gain %
50%
Recession Drop %
-27%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
84.6
Winter Avg Low (°F)
28.8
Avg Temperature (°F)
56
Hot Days/yr (>90°F)
37.3
Freezing Days/yr (<32°F)
96.8
Annual Precipitation (in)
46
Annual Snowfall (in)
16.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
60.8
EAL Flood/Coastal per $1K
0.03
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 21635: frequently asked questions
- What is the median home value in ZIP Code 21635?
- The median home value in ZIP Code 21635 is $402,000, higher than 81% of U.S. ZIP codes.
- How much is property tax in ZIP Code 21635?
- The median annual property tax in ZIP Code 21635 is $3,365, an effective rate of 1% of home value.
- Is ZIP Code 21635 expensive to live in?
- Homes in ZIP Code 21635 cost about 3.96× the median household income, higher than 74% of U.S. ZIP codes.
- What is the average rent in ZIP Code 21635?
- The median gross rent in ZIP Code 21635 is $1,088 a month, higher than 66% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 21635?
- Home prices in ZIP Code 21635 have moved 39% over the past five years (-5.7% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 21635?
- ZIP Code 21635 averages 56°F year-round, summer highs near 84.6°F, winter lows around 28.8°F (NOAA 1991–2020 normals). It sees about 16.7 inches of snow a year.
- Is ZIP Code 21635 at risk of flooding or natural disasters?
- ZIP Code 21635's FEMA National Risk Index score is 60.8 (lower than 56% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.03 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →