The basics
Total Population
959
Median Age
59.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$297,900
Median Property Tax
$2,983
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.46
Median Rent
$1,172
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
51%
Recession Drop %
-30%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
84.6
Winter Avg Low (°F)
28.8
Avg Temperature (°F)
56
Hot Days/yr (>90°F)
37.3
Freezing Days/yr (<32°F)
96.8
Annual Precipitation (in)
46
Annual Snowfall (in)
16.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
79.6
EAL Flood/Coastal per $1K
0.03
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 21645: frequently asked questions
- What is the median home value in ZIP Code 21645?
- The median home value in ZIP Code 21645 is $297,900, higher than 69% of U.S. ZIP codes.
- How much is property tax in ZIP Code 21645?
- The median annual property tax in ZIP Code 21645 is $2,983, an effective rate of 1% of home value.
- Is ZIP Code 21645 expensive to live in?
- Homes in ZIP Code 21645 cost about 3.46× the median household income, higher than 64% of U.S. ZIP codes.
- What is the average rent in ZIP Code 21645?
- The median gross rent in ZIP Code 21645 is $1,172 a month, higher than 71% of U.S. ZIP codes.
- What is the weather like in ZIP Code 21645?
- ZIP Code 21645 averages 56°F year-round, summer highs near 84.6°F, winter lows around 28.8°F (NOAA 1991–2020 normals). It sees about 16.7 inches of snow a year.
- Is ZIP Code 21645 at risk of flooding or natural disasters?
- ZIP Code 21645's FEMA National Risk Index score is 79.6 (higher than 69% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.03 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →