The basics
Total Population
40,430
Median Age
32.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$243,700
Median Property Tax
$1,937
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.33
Median Rent
$1,432
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
64%
Appreciation 1yr %
5.3%
Pandemic Gain %
48%
Recession Drop %
-30%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
85.2
Winter Avg Low (°F)
29.5
Avg Temperature (°F)
56.9
Hot Days/yr (>90°F)
30.4
Freezing Days/yr (<32°F)
93.6
Annual Precipitation (in)
47.5
Annual Snowfall (in)
8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
37.8
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 21804: frequently asked questions
- What is the median home value in ZIP Code 21804?
- The median home value in ZIP Code 21804 is $243,700, higher than 60% of U.S. ZIP codes.
- How much is property tax in ZIP Code 21804?
- The median annual property tax in ZIP Code 21804 is $1,937, an effective rate of 1% of home value.
- Is ZIP Code 21804 expensive to live in?
- Homes in ZIP Code 21804 cost about 3.33× the median household income, higher than 61% of U.S. ZIP codes.
- What is the average rent in ZIP Code 21804?
- The median gross rent in ZIP Code 21804 is $1,432 a month, higher than 81% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 21804?
- Home prices in ZIP Code 21804 have moved 64% over the past five years (5.3% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 21804?
- ZIP Code 21804 averages 56.9°F year-round, summer highs near 85.2°F, winter lows around 29.5°F (NOAA 1991–2020 normals). It sees about 8 inches of snow a year.
- Is ZIP Code 21804 at risk of flooding or natural disasters?
- ZIP Code 21804's FEMA National Risk Index score is 37.8 (lower than 79% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →