The basics
Total Population
920
Median Age
38.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$192,100
Near median
Median Property Tax
$1,381
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.23
Lower than 70%
Median Rent
$1,185
Higher than 71%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
87.9
Winter Avg Low (°F)
29.1
Avg Temperature (°F)
58.3
Hot Days/yr (>90°F)
42.9
Freezing Days/yr (<32°F)
82.7
Annual Precipitation (in)
47.5
Annual Snowfall (in)
8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
45.5
Lower than 72%
EAL Flood/Coastal per $1K
0.05
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 21861: frequently asked questions
- What is the median home value in ZIP Code 21861?
- The median home value in ZIP Code 21861 is $192,100, near the U.S. ZIP codes median.
- How much is property tax in ZIP Code 21861?
- The median annual property tax in ZIP Code 21861 is $1,381, an effective rate of 1% of home value.
- Is ZIP Code 21861 expensive to live in?
- Homes in ZIP Code 21861 cost about 2.23× the median household income, lower than 70% of U.S. ZIP codes.
- What is the average rent in ZIP Code 21861?
- The median gross rent in ZIP Code 21861 is $1,185 a month, higher than 71% of U.S. ZIP codes.
- What is the weather like in ZIP Code 21861?
- ZIP Code 21861 averages 58.3°F year-round, summer highs near 87.9°F, winter lows around 29.1°F (NOAA 1991–2020 normals). It sees about 8 inches of snow a year.
- Is ZIP Code 21861 at risk of flooding or natural disasters?
- ZIP Code 21861's FEMA National Risk Index score is 45.5 (lower than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.05 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →