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ZIP Code 23185

James City, Virginia

FIPS 23185

Juniper

ZIP Code 23185 is in the top 13% nationally for appreciation 1yr %, but in the bottom 24% nationally for price-to-income ratio. It also sits in the 84th percentile nationally for median home value. And it sits in the 83th percentile nationally for median rent.

Median Home Value

$429,500

Higher than 84% of U.S. ZIP codes

HPI Growth 5yr %

53%

Higher than 77% of U.S. ZIP codes

FEMA Risk Score

39.1

Lower than 78% of U.S. ZIP codes

The basics

Total Population

55,270

Median Age

40.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$429,500

Higher than 84%

Median Property Tax

$2,765

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.07

Higher than 76%

Median Rent

$1,489

Higher than 83%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

53%

Higher than 77%

Appreciation 1yr %

6.1%

Higher than 87%

Pandemic Gain %

42%

Recession Drop %

-20%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

86.5

Winter Avg Low (°F)

32.2

Avg Temperature (°F)

59.7

Hot Days/yr (>90°F)

37.3

Freezing Days/yr (<32°F)

68.4

Annual Precipitation (in)

48.9

Annual Snowfall (in)

4.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

39.1

Lower than 78%

EAL Flood/Coastal per $1K

0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 23185: frequently asked questions

What is the median home value in ZIP Code 23185?
The median home value in ZIP Code 23185 is $429,500, higher than 84% of U.S. ZIP codes.
How much is property tax in ZIP Code 23185?
The median annual property tax in ZIP Code 23185 is $2,765, an effective rate of 1% of home value.
Is ZIP Code 23185 expensive to live in?
Homes in ZIP Code 23185 cost about 4.07× the median household income, higher than 76% of U.S. ZIP codes.
What is the average rent in ZIP Code 23185?
The median gross rent in ZIP Code 23185 is $1,489 a month, higher than 83% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 23185?
Home prices in ZIP Code 23185 have moved 53% over the past five years (6.1% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 23185?
ZIP Code 23185 averages 59.7°F year-round, summer highs near 86.5°F, winter lows around 32.2°F (NOAA 1991–2020 normals). It sees about 4.3 inches of snow a year.
Is ZIP Code 23185 at risk of flooding or natural disasters?
ZIP Code 23185's FEMA National Risk Index score is 39.1 (lower than 78% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →