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ZIP Code 23188

James City, Virginia

FIPS 23188

Juniper

ZIP Code 23188 is in the top 19% nationally for appreciation 1yr %, but in the bottom 21% nationally for price-to-income ratio. It also sits in the 86th percentile nationally for median rent. And it sits in the 85th percentile nationally for median home value.

Median Home Value

$449,900

Higher than 85% of U.S. ZIP codes

HPI Growth 5yr %

52%

Higher than 76% of U.S. ZIP codes

FEMA Risk Score

54.9

Lower than 62% of U.S. ZIP codes

The basics

Total Population

45,803

Median Age

49.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$449,900

Higher than 85%

Median Property Tax

$2,926

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.36

Higher than 79%

Median Rent

$1,634

Higher than 86%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

52%

Higher than 76%

Appreciation 1yr %

4.4%

Higher than 81%

Pandemic Gain %

44%

Recession Drop %

-19%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

86.5

Winter Avg Low (°F)

32.2

Avg Temperature (°F)

59.7

Hot Days/yr (>90°F)

37.3

Freezing Days/yr (<32°F)

68.4

Annual Precipitation (in)

51.2

Annual Snowfall (in)

4.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

54.9

Lower than 62%

EAL Flood/Coastal per $1K

0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 23188: frequently asked questions

What is the median home value in ZIP Code 23188?
The median home value in ZIP Code 23188 is $449,900, higher than 85% of U.S. ZIP codes.
How much is property tax in ZIP Code 23188?
The median annual property tax in ZIP Code 23188 is $2,926, an effective rate of 1% of home value.
Is ZIP Code 23188 expensive to live in?
Homes in ZIP Code 23188 cost about 4.36× the median household income, higher than 79% of U.S. ZIP codes.
What is the average rent in ZIP Code 23188?
The median gross rent in ZIP Code 23188 is $1,634 a month, higher than 86% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 23188?
Home prices in ZIP Code 23188 have moved 52% over the past five years (4.4% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 23188?
ZIP Code 23188 averages 59.7°F year-round, summer highs near 86.5°F, winter lows around 32.2°F (NOAA 1991–2020 normals). It sees about 4.3 inches of snow a year.
Is ZIP Code 23188 at risk of flooding or natural disasters?
ZIP Code 23188's FEMA National Risk Index score is 54.9 (lower than 62% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →