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ZIP Code 28630

Caldwell, North Carolina

FIPS 28630

Juniper

ZIP Code 28630 is in the top 12% nationally for HPI growth 5yr %. It also sits in the top 22% nationally for FEMA risk score. And it sits in the top 34% nationally for appreciation 1yr %.

Median Home Value

$202,400

Near the U.S. ZIP codes median

HPI Growth 5yr %

62%

Higher than 88% of U.S. ZIP codes

FEMA Risk Score

38.6

Lower than 78% of U.S. ZIP codes

The basics

Total Population

19,382

Median Age

47.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$202,400

Near median

Median Property Tax

$1,219

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.17

Higher than 57%

Median Rent

$853

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

62%

Higher than 88%

Appreciation 1yr %

-0.14%

Higher than 66%

Pandemic Gain %

55%

Recession Drop %

-10%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.8

Winter Avg Low (°F)

31.9

Avg Temperature (°F)

59

Hot Days/yr (>90°F)

32.5

Freezing Days/yr (<32°F)

68.6

Annual Precipitation (in)

47.3

Annual Snowfall (in)

0.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

38.6

Lower than 78%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 28630: frequently asked questions

What is the median home value in ZIP Code 28630?
The median home value in ZIP Code 28630 is $202,400, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 28630?
The median annual property tax in ZIP Code 28630 is $1,219, an effective rate of 1% of home value.
Is ZIP Code 28630 expensive to live in?
Homes in ZIP Code 28630 cost about 3.17× the median household income, higher than 57% of U.S. ZIP codes.
What is the average rent in ZIP Code 28630?
The median gross rent in ZIP Code 28630 is $853 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 28630?
Home prices in ZIP Code 28630 have moved 62% over the past five years (-0.14% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 28630?
ZIP Code 28630 averages 59°F year-round, summer highs near 85.8°F, winter lows around 31.9°F (NOAA 1991–2020 normals). It sees about 0.3 inches of snow a year.
Is ZIP Code 28630 at risk of flooding or natural disasters?
ZIP Code 28630's FEMA National Risk Index score is 38.6 (lower than 78% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →