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ZIP Code 28638

Caldwell, North Carolina

FIPS 28638

Juniper

ZIP Code 28638 is in the top 15% nationally for HPI growth 5yr %. It also sits in the top 24% nationally for appreciation 1yr %. And it sits in the top 26% nationally for FEMA risk score.

Median Home Value

$207,500

Near the U.S. ZIP codes median

HPI Growth 5yr %

59%

Higher than 85% of U.S. ZIP codes

FEMA Risk Score

43.2

Lower than 74% of U.S. ZIP codes

The basics

Total Population

12,363

Median Age

38

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$207,500

Near median

Median Property Tax

$1,237

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.09

Near median

Median Rent

$711

Lower than 68%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

59%

Higher than 85%

Appreciation 1yr %

3%

Higher than 76%

Pandemic Gain %

47%

Recession Drop %

-10%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.9

Winter Avg Low (°F)

28.9

Avg Temperature (°F)

57.9

Hot Days/yr (>90°F)

36.3

Freezing Days/yr (<32°F)

90.7

Annual Precipitation (in)

47.3

Annual Snowfall (in)

0.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

43.2

Lower than 74%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 28638: frequently asked questions

What is the median home value in ZIP Code 28638?
The median home value in ZIP Code 28638 is $207,500, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 28638?
The median annual property tax in ZIP Code 28638 is $1,237, an effective rate of 1% of home value.
Is ZIP Code 28638 expensive to live in?
Homes in ZIP Code 28638 cost about 3.09× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 28638?
The median gross rent in ZIP Code 28638 is $711 a month, lower than 68% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 28638?
Home prices in ZIP Code 28638 have moved 59% over the past five years (3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 28638?
ZIP Code 28638 averages 57.9°F year-round, summer highs near 85.9°F, winter lows around 28.9°F (NOAA 1991–2020 normals). It sees about 0.3 inches of snow a year.
Is ZIP Code 28638 at risk of flooding or natural disasters?
ZIP Code 28638's FEMA National Risk Index score is 43.2 (lower than 74% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →