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ZIP Code 28786

Haywood, North Carolina

FIPS 28786

Juniper

ZIP Code 28786 is in the top 11% nationally for HPI growth 5yr %, but in the bottom 14% nationally for price-to-income ratio. It also sits in the 69th percentile nationally for median home value. And it sits in the 65th percentile nationally for median rent.

Median Home Value

$297,800

Higher than 69% of U.S. ZIP codes

HPI Growth 5yr %

63%

Higher than 89% of U.S. ZIP codes

FEMA Risk Score

69.2

Near the U.S. ZIP codes median

The basics

Total Population

22,056

Median Age

49.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$297,800

Higher than 69%

Median Property Tax

$1,637

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.02

Higher than 86%

Median Rent

$1,081

Higher than 65%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

63%

Higher than 89%

Appreciation 1yr %

-2.6%

Higher than 61%

Pandemic Gain %

60%

Recession Drop %

-14%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80.2

Winter Avg Low (°F)

25.2

Avg Temperature (°F)

53.2

Hot Days/yr (>90°F)

3.4

Freezing Days/yr (<32°F)

119.8

Annual Precipitation (in)

53.9

Annual Snowfall (in)

10.9

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

69.2

Near median

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 28786: frequently asked questions

What is the median home value in ZIP Code 28786?
The median home value in ZIP Code 28786 is $297,800, higher than 69% of U.S. ZIP codes.
How much is property tax in ZIP Code 28786?
The median annual property tax in ZIP Code 28786 is $1,637, an effective rate of 1% of home value.
Is ZIP Code 28786 expensive to live in?
Homes in ZIP Code 28786 cost about 5.02× the median household income, higher than 86% of U.S. ZIP codes.
What is the average rent in ZIP Code 28786?
The median gross rent in ZIP Code 28786 is $1,081 a month, higher than 65% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 28786?
Home prices in ZIP Code 28786 have moved 63% over the past five years (-2.6% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 28786?
ZIP Code 28786 averages 53.2°F year-round, summer highs near 80.2°F, winter lows around 25.2°F (NOAA 1991–2020 normals). It sees about 10.9 inches of snow a year.
Is ZIP Code 28786 at risk of flooding or natural disasters?
ZIP Code 28786's FEMA National Risk Index score is 69.2 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →