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ZIP Code 31312

Effingham, Georgia

FIPS 31312

Juniper

ZIP Code 31312 is in the top 7% nationally for HPI growth 5yr %. It also sits in the 84th percentile nationally for median rent. And it sits in the top 28% nationally for appreciation 1yr %.

Median Home Value

$295,900

Higher than 69% of U.S. ZIP codes

HPI Growth 5yr %

68%

Higher than 93% of U.S. ZIP codes

FEMA Risk Score

56.3

Lower than 61% of U.S. ZIP codes

The basics

Total Population

25,991

Median Age

34.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$295,900

Higher than 69%

Median Property Tax

$2,747

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.91

Near median

Median Rent

$1,537

Higher than 84%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

68%

Higher than 93%

Appreciation 1yr %

2%

Higher than 72%

Pandemic Gain %

57%

Recession Drop %

-23%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

91.7

Winter Avg Low (°F)

39.2

Avg Temperature (°F)

66.3

Hot Days/yr (>90°F)

79.9

Freezing Days/yr (<32°F)

28

Annual Precipitation (in)

50.5

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

56.3

Lower than 61%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 31312: frequently asked questions

What is the median home value in ZIP Code 31312?
The median home value in ZIP Code 31312 is $295,900, higher than 69% of U.S. ZIP codes.
How much is property tax in ZIP Code 31312?
The median annual property tax in ZIP Code 31312 is $2,747, an effective rate of 1% of home value.
Is ZIP Code 31312 expensive to live in?
Homes in ZIP Code 31312 cost about 2.91× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 31312?
The median gross rent in ZIP Code 31312 is $1,537 a month, higher than 84% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 31312?
Home prices in ZIP Code 31312 have moved 68% over the past five years (2% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 31312?
ZIP Code 31312 averages 66.3°F year-round, summer highs near 91.7°F, winter lows around 39.2°F (NOAA 1991–2020 normals).
Is ZIP Code 31312 at risk of flooding or natural disasters?
ZIP Code 31312's FEMA National Risk Index score is 56.3 (lower than 61% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →