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ZIP Code 31326

Effingham, Georgia

FIPS 31326

Juniper

ZIP Code 31326 is in the top 4% nationally for HPI growth 5yr %, but in the bottom 38% nationally for price-to-income ratio. It also sits in the top 13% nationally for appreciation 1yr %. And it sits in the 71th percentile nationally for median rent.

Median Home Value

$279,300

Higher than 66% of U.S. ZIP codes

HPI Growth 5yr %

72%

Higher than 96% of U.S. ZIP codes

FEMA Risk Score

61.7

Near the U.S. ZIP codes median

The basics

Total Population

23,940

Median Age

37.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$279,300

Higher than 66%

Median Property Tax

$2,466

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.36

Higher than 62%

Median Rent

$1,175

Higher than 71%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

72%

Higher than 96%

Appreciation 1yr %

6.1%

Higher than 87%

Pandemic Gain %

55%

Recession Drop %

-26%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

90.9

Winter Avg Low (°F)

41.8

Avg Temperature (°F)

67.4

Hot Days/yr (>90°F)

80.5

Freezing Days/yr (<32°F)

21.4

Annual Precipitation (in)

49.6

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

61.7

Near median

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 31326: frequently asked questions

What is the median home value in ZIP Code 31326?
The median home value in ZIP Code 31326 is $279,300, higher than 66% of U.S. ZIP codes.
How much is property tax in ZIP Code 31326?
The median annual property tax in ZIP Code 31326 is $2,466, an effective rate of 1% of home value.
Is ZIP Code 31326 expensive to live in?
Homes in ZIP Code 31326 cost about 3.36× the median household income, higher than 62% of U.S. ZIP codes.
What is the average rent in ZIP Code 31326?
The median gross rent in ZIP Code 31326 is $1,175 a month, higher than 71% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 31326?
Home prices in ZIP Code 31326 have moved 72% over the past five years (6.1% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 31326?
ZIP Code 31326 averages 67.4°F year-round, summer highs near 90.9°F, winter lows around 41.8°F (NOAA 1991–2020 normals).
Is ZIP Code 31326 at risk of flooding or natural disasters?
ZIP Code 31326's FEMA National Risk Index score is 61.7 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →