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ZIP Code 32189

Putnam, Florida

FIPS 32189

Juniper

ZIP Code 32189 is in the top 1% nationally for HPI growth 5yr %, but in the bottom 30% nationally for FEMA risk score. It also sits in the top 2% nationally for appreciation 1yr %. And it sits in the 30th percentile nationally for median rent.

Median Home Value

$152,500

Lower than 67% of U.S. ZIP codes

HPI Growth 5yr %

93%

Higher than 99% of U.S. ZIP codes

FEMA Risk Score

79.9

Higher than 70% of U.S. ZIP codes

The basics

Total Population

5,593

Median Age

54.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$152,500

Lower than 67%

Median Property Tax

$1,129

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.55

Higher than 66%

Median Rent

$682

Lower than 70%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

93%

Higher than 99%

Appreciation 1yr %

16%

Higher than 98%

Pandemic Gain %

103%

Recession Drop %

-47%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

90.1

Winter Avg Low (°F)

49.5

Avg Temperature (°F)

71.3

Hot Days/yr (>90°F)

77.8

Freezing Days/yr (<32°F)

3.8

Annual Precipitation (in)

54.2

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

79.9

Higher than 70%

EAL Flood/Coastal per $1K

0.11

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 32189: frequently asked questions

What is the median home value in ZIP Code 32189?
The median home value in ZIP Code 32189 is $152,500, lower than 67% of U.S. ZIP codes.
How much is property tax in ZIP Code 32189?
The median annual property tax in ZIP Code 32189 is $1,129, an effective rate of 1% of home value.
Is ZIP Code 32189 expensive to live in?
Homes in ZIP Code 32189 cost about 3.55× the median household income, higher than 66% of U.S. ZIP codes.
What is the average rent in ZIP Code 32189?
The median gross rent in ZIP Code 32189 is $682 a month, lower than 70% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 32189?
Home prices in ZIP Code 32189 have moved 93% over the past five years (16% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 32189?
ZIP Code 32189 averages 71.3°F year-round, summer highs near 90.1°F, winter lows around 49.5°F (NOAA 1991–2020 normals).
Is ZIP Code 32189 at risk of flooding or natural disasters?
ZIP Code 32189's FEMA National Risk Index score is 79.9 (higher than 70% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.11 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →