The basics
Total Population
5,593
Median Age
54.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$152,500
Median Property Tax
$1,129
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.55
Median Rent
$682
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
93%
Appreciation 1yr %
16%
Pandemic Gain %
103%
Recession Drop %
-47%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
90.1
Winter Avg Low (°F)
49.5
Avg Temperature (°F)
71.3
Hot Days/yr (>90°F)
77.8
Freezing Days/yr (<32°F)
3.8
Annual Precipitation (in)
54.2
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
79.9
EAL Flood/Coastal per $1K
0.11
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 32189: frequently asked questions
- What is the median home value in ZIP Code 32189?
- The median home value in ZIP Code 32189 is $152,500, lower than 67% of U.S. ZIP codes.
- How much is property tax in ZIP Code 32189?
- The median annual property tax in ZIP Code 32189 is $1,129, an effective rate of 1% of home value.
- Is ZIP Code 32189 expensive to live in?
- Homes in ZIP Code 32189 cost about 3.55× the median household income, higher than 66% of U.S. ZIP codes.
- What is the average rent in ZIP Code 32189?
- The median gross rent in ZIP Code 32189 is $682 a month, lower than 70% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 32189?
- Home prices in ZIP Code 32189 have moved 93% over the past five years (16% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 32189?
- ZIP Code 32189 averages 71.3°F year-round, summer highs near 90.1°F, winter lows around 49.5°F (NOAA 1991–2020 normals).
- Is ZIP Code 32189 at risk of flooding or natural disasters?
- ZIP Code 32189's FEMA National Risk Index score is 79.9 (higher than 70% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.11 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →