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ZIP Code 32640

Putnam, Florida

FIPS 32640

Juniper

ZIP Code 32640 is in the top 19% nationally for HPI growth 5yr %. It also sits in the top 33% nationally for appreciation 1yr %.

Median Home Value

$169,900

Lower than 60% of U.S. ZIP codes

HPI Growth 5yr %

56%

Higher than 81% of U.S. ZIP codes

FEMA Risk Score

63.1

Near the U.S. ZIP codes median

The basics

Total Population

10,623

Median Age

48.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$169,900

Lower than 60%

Median Property Tax

$1,412

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.82

Near median

Median Rent

$978

Higher than 58%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

56%

Higher than 81%

Appreciation 1yr %

0.46%

Higher than 67%

Pandemic Gain %

61%

Recession Drop %

-30%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

90.6

Winter Avg Low (°F)

43.5

Avg Temperature (°F)

69

Hot Days/yr (>90°F)

109.2

Freezing Days/yr (<32°F)

17.2

Annual Precipitation (in)

55.2

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

63.1

Near median

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 32640: frequently asked questions

What is the median home value in ZIP Code 32640?
The median home value in ZIP Code 32640 is $169,900, lower than 60% of U.S. ZIP codes.
How much is property tax in ZIP Code 32640?
The median annual property tax in ZIP Code 32640 is $1,412, an effective rate of 1% of home value.
Is ZIP Code 32640 expensive to live in?
Homes in ZIP Code 32640 cost about 2.82× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 32640?
The median gross rent in ZIP Code 32640 is $978 a month, higher than 58% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 32640?
Home prices in ZIP Code 32640 have moved 56% over the past five years (0.46% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 32640?
ZIP Code 32640 averages 69°F year-round, summer highs near 90.6°F, winter lows around 43.5°F (NOAA 1991–2020 normals).
Is ZIP Code 32640 at risk of flooding or natural disasters?
ZIP Code 32640's FEMA National Risk Index score is 63.1 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →