The basics
Total Population
4,683
Median Age
44.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$136,200
Median Property Tax
$642
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.46
Median Rent
$1,108
Home prices & appreciation
Ranked against U.S. ZIP codes.
Recession Drop %
-17%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
92.3
Winter Avg Low (°F)
40.4
Avg Temperature (°F)
67.7
Hot Days/yr (>90°F)
97.5
Freezing Days/yr (<32°F)
31.2
Annual Precipitation (in)
64.7
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
79.7
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 32431: frequently asked questions
- What is the median home value in ZIP Code 32431?
- The median home value in ZIP Code 32431 is $136,200, lower than 72% of U.S. ZIP codes.
- How much is property tax in ZIP Code 32431?
- The median annual property tax in ZIP Code 32431 is $642, an effective rate of 0% of home value.
- Is ZIP Code 32431 expensive to live in?
- Homes in ZIP Code 32431 cost about 2.46× the median household income, lower than 64% of U.S. ZIP codes.
- What is the average rent in ZIP Code 32431?
- The median gross rent in ZIP Code 32431 is $1,108 a month, higher than 67% of U.S. ZIP codes.
- What is the weather like in ZIP Code 32431?
- ZIP Code 32431 averages 67.7°F year-round, summer highs near 92.3°F, winter lows around 40.4°F (NOAA 1991–2020 normals).
- Is ZIP Code 32431 at risk of flooding or natural disasters?
- ZIP Code 32431's FEMA National Risk Index score is 79.7 (higher than 69% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →