The basics
Total Population
8,253
Median Age
38.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$115,700
Median Property Tax
$574
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
1.95
Median Rent
$832
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
52%
Appreciation 1yr %
11%
Pandemic Gain %
63%
Recession Drop %
-28%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
91.8
Winter Avg Low (°F)
40.5
Avg Temperature (°F)
67.3
Hot Days/yr (>90°F)
103.7
Freezing Days/yr (<32°F)
28.1
Annual Precipitation (in)
60.8
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
63.5
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 32440: frequently asked questions
- What is the median home value in ZIP Code 32440?
- The median home value in ZIP Code 32440 is $115,700, lower than 77% of U.S. ZIP codes.
- How much is property tax in ZIP Code 32440?
- The median annual property tax in ZIP Code 32440 is $574, an effective rate of 1% of home value.
- Is ZIP Code 32440 expensive to live in?
- Homes in ZIP Code 32440 cost about 1.95× the median household income, lower than 76% of U.S. ZIP codes.
- What is the average rent in ZIP Code 32440?
- The median gross rent in ZIP Code 32440 is $832 a month, lower than 56% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 32440?
- Home prices in ZIP Code 32440 have moved 52% over the past five years (11% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 32440?
- ZIP Code 32440 averages 67.3°F year-round, summer highs near 91.8°F, winter lows around 40.5°F (NOAA 1991–2020 normals).
- Is ZIP Code 32440 at risk of flooding or natural disasters?
- ZIP Code 32440's FEMA National Risk Index score is 63.5 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →