The basics
Total Population
12,001
Median Age
38.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$320,900
Median Property Tax
$1,677
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.45
Median Rent
$1,243
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
52%
Appreciation 1yr %
5%
Pandemic Gain %
49%
Recession Drop %
-14%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
87.8
Winter Avg Low (°F)
30.5
Avg Temperature (°F)
59.2
Hot Days/yr (>90°F)
48.9
Freezing Days/yr (<32°F)
69.8
Annual Precipitation (in)
56.6
Annual Snowfall (in)
2.4
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
88.5
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38004: frequently asked questions
- What is the median home value in ZIP Code 38004?
- The median home value in ZIP Code 38004 is $320,900, higher than 72% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38004?
- The median annual property tax in ZIP Code 38004 is $1,677, an effective rate of 1% of home value.
- Is ZIP Code 38004 expensive to live in?
- Homes in ZIP Code 38004 cost about 3.45× the median household income, higher than 64% of U.S. ZIP codes.
- What is the average rent in ZIP Code 38004?
- The median gross rent in ZIP Code 38004 is $1,243 a month, higher than 74% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 38004?
- Home prices in ZIP Code 38004 have moved 52% over the past five years (5% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 38004?
- ZIP Code 38004 averages 59.2°F year-round, summer highs near 87.8°F, winter lows around 30.5°F (NOAA 1991–2020 normals). It sees about 2.4 inches of snow a year.
- Is ZIP Code 38004 at risk of flooding or natural disasters?
- ZIP Code 38004's FEMA National Risk Index score is 88.5 (higher than 83% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →