The basics
Total Population
23,504
Median Age
41.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$183,500
Median Property Tax
$1,026
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.61
Median Rent
$758
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
60%
Appreciation 1yr %
3.4%
Pandemic Gain %
53%
Recession Drop %
-0.47%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
86.9
Winter Avg Low (°F)
30.1
Avg Temperature (°F)
58.8
Hot Days/yr (>90°F)
35.2
Freezing Days/yr (<32°F)
81.1
Annual Precipitation (in)
63.1
Annual Snowfall (in)
1.3
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
83.9
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38464: frequently asked questions
- What is the median home value in ZIP Code 38464?
- The median home value in ZIP Code 38464 is $183,500, lower than 56% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38464?
- The median annual property tax in ZIP Code 38464 is $1,026, an effective rate of 1% of home value.
- Is ZIP Code 38464 expensive to live in?
- Homes in ZIP Code 38464 cost about 3.61× the median household income, higher than 68% of U.S. ZIP codes.
- What is the average rent in ZIP Code 38464?
- The median gross rent in ZIP Code 38464 is $758 a month, lower than 64% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 38464?
- Home prices in ZIP Code 38464 have moved 60% over the past five years (3.4% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 38464?
- ZIP Code 38464 averages 58.8°F year-round, summer highs near 86.9°F, winter lows around 30.1°F (NOAA 1991–2020 normals). It sees about 1.3 inches of snow a year.
- Is ZIP Code 38464 at risk of flooding or natural disasters?
- ZIP Code 38464's FEMA National Risk Index score is 83.9 (higher than 76% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →