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ZIP Code 38464

Lawrence, Tennessee

FIPS 38464

Juniper

ZIP Code 38464 is in the top 14% nationally for HPI growth 5yr %, but in the bottom 24% nationally for FEMA risk score. It also sits in the top 22% nationally for appreciation 1yr %. And it sits in the bottom 32% nationally for price-to-income ratio.

Median Home Value

$183,500

Lower than 56% of U.S. ZIP codes

HPI Growth 5yr %

60%

Higher than 86% of U.S. ZIP codes

FEMA Risk Score

83.9

Higher than 76% of U.S. ZIP codes

The basics

Total Population

23,504

Median Age

41.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$183,500

Lower than 56%

Median Property Tax

$1,026

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.61

Higher than 68%

Median Rent

$758

Lower than 64%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

60%

Higher than 86%

Appreciation 1yr %

3.4%

Higher than 78%

Pandemic Gain %

53%

Recession Drop %

-0.47%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

86.9

Winter Avg Low (°F)

30.1

Avg Temperature (°F)

58.8

Hot Days/yr (>90°F)

35.2

Freezing Days/yr (<32°F)

81.1

Annual Precipitation (in)

63.1

Annual Snowfall (in)

1.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

83.9

Higher than 76%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 38464: frequently asked questions

What is the median home value in ZIP Code 38464?
The median home value in ZIP Code 38464 is $183,500, lower than 56% of U.S. ZIP codes.
How much is property tax in ZIP Code 38464?
The median annual property tax in ZIP Code 38464 is $1,026, an effective rate of 1% of home value.
Is ZIP Code 38464 expensive to live in?
Homes in ZIP Code 38464 cost about 3.61× the median household income, higher than 68% of U.S. ZIP codes.
What is the average rent in ZIP Code 38464?
The median gross rent in ZIP Code 38464 is $758 a month, lower than 64% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 38464?
Home prices in ZIP Code 38464 have moved 60% over the past five years (3.4% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 38464?
ZIP Code 38464 averages 58.8°F year-round, summer highs near 86.9°F, winter lows around 30.1°F (NOAA 1991–2020 normals). It sees about 1.3 inches of snow a year.
Is ZIP Code 38464 at risk of flooding or natural disasters?
ZIP Code 38464's FEMA National Risk Index score is 83.9 (higher than 76% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →