The basics
Total Population
890
Median Age
42.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$192,700
Near median
Median Property Tax
$1,129
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.89
Higher than 73%
Median Rent
$628
Lower than 73%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
89
Winter Avg Low (°F)
33.2
Avg Temperature (°F)
61
Hot Days/yr (>90°F)
43.1
Freezing Days/yr (<32°F)
69.8
Annual Precipitation (in)
58.5
Annual Snowfall (in)
1.3
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
67.6
Near median
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38481: frequently asked questions
- What is the median home value in ZIP Code 38481?
- The median home value in ZIP Code 38481 is $192,700, near the U.S. ZIP codes median.
- How much is property tax in ZIP Code 38481?
- The median annual property tax in ZIP Code 38481 is $1,129, an effective rate of 1% of home value.
- Is ZIP Code 38481 expensive to live in?
- Homes in ZIP Code 38481 cost about 3.89× the median household income, higher than 73% of U.S. ZIP codes.
- What is the average rent in ZIP Code 38481?
- The median gross rent in ZIP Code 38481 is $628 a month, lower than 73% of U.S. ZIP codes.
- What is the weather like in ZIP Code 38481?
- ZIP Code 38481 averages 61°F year-round, summer highs near 89°F, winter lows around 33.2°F (NOAA 1991–2020 normals). It sees about 1.3 inches of snow a year.
- Is ZIP Code 38481 at risk of flooding or natural disasters?
- ZIP Code 38481's FEMA National Risk Index score is 67.6 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →