The basics
Total Population
18,943
Median Age
41.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$226,200
Median Property Tax
$978
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.69
Median Rent
$867
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
64%
Appreciation 1yr %
5.4%
Pandemic Gain %
60%
Recession Drop %
-5.5%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
86.9
Winter Avg Low (°F)
27.3
Avg Temperature (°F)
57.3
Hot Days/yr (>90°F)
37.9
Freezing Days/yr (<32°F)
90.4
Annual Precipitation (in)
58.6
Annual Snowfall (in)
1.9
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
81.3
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38478: frequently asked questions
- What is the median home value in ZIP Code 38478?
- The median home value in ZIP Code 38478 is $226,200, higher than 56% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38478?
- The median annual property tax in ZIP Code 38478 is $978, an effective rate of 0% of home value.
- Is ZIP Code 38478 expensive to live in?
- Homes in ZIP Code 38478 cost about 3.69× the median household income, higher than 69% of U.S. ZIP codes.
- What is the average rent in ZIP Code 38478?
- The median gross rent in ZIP Code 38478 is $867 a month, near the U.S. ZIP codes median.
- How much have home prices grown in ZIP Code 38478?
- Home prices in ZIP Code 38478 have moved 64% over the past five years (5.4% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 38478?
- ZIP Code 38478 averages 57.3°F year-round, summer highs near 86.9°F, winter lows around 27.3°F (NOAA 1991–2020 normals). It sees about 1.9 inches of snow a year.
- Is ZIP Code 38478 at risk of flooding or natural disasters?
- ZIP Code 38478's FEMA National Risk Index score is 81.3 (higher than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →