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ZIP Code 38478

Giles, Tennessee

FIPS 38478

Juniper

ZIP Code 38478 is in the top 10% nationally for HPI growth 5yr %, but in the bottom 28% nationally for FEMA risk score. It also sits in the top 15% nationally for appreciation 1yr %. And it sits in the bottom 31% nationally for price-to-income ratio.

Median Home Value

$226,200

Higher than 56% of U.S. ZIP codes

HPI Growth 5yr %

64%

Higher than 90% of U.S. ZIP codes

FEMA Risk Score

81.3

Higher than 72% of U.S. ZIP codes

The basics

Total Population

18,943

Median Age

41.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$226,200

Higher than 56%

Median Property Tax

$978

Effective Tax Rate

0%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.69

Higher than 69%

Median Rent

$867

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

64%

Higher than 90%

Appreciation 1yr %

5.4%

Higher than 85%

Pandemic Gain %

60%

Recession Drop %

-5.5%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

86.9

Winter Avg Low (°F)

27.3

Avg Temperature (°F)

57.3

Hot Days/yr (>90°F)

37.9

Freezing Days/yr (<32°F)

90.4

Annual Precipitation (in)

58.6

Annual Snowfall (in)

1.9

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

81.3

Higher than 72%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 38478: frequently asked questions

What is the median home value in ZIP Code 38478?
The median home value in ZIP Code 38478 is $226,200, higher than 56% of U.S. ZIP codes.
How much is property tax in ZIP Code 38478?
The median annual property tax in ZIP Code 38478 is $978, an effective rate of 0% of home value.
Is ZIP Code 38478 expensive to live in?
Homes in ZIP Code 38478 cost about 3.69× the median household income, higher than 69% of U.S. ZIP codes.
What is the average rent in ZIP Code 38478?
The median gross rent in ZIP Code 38478 is $867 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 38478?
Home prices in ZIP Code 38478 have moved 64% over the past five years (5.4% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 38478?
ZIP Code 38478 averages 57.3°F year-round, summer highs near 86.9°F, winter lows around 27.3°F (NOAA 1991–2020 normals). It sees about 1.9 inches of snow a year.
Is ZIP Code 38478 at risk of flooding or natural disasters?
ZIP Code 38478's FEMA National Risk Index score is 81.3 (higher than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →