The basics
Total Population
8,175
Median Age
40.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$245,100
Median Property Tax
$1,236
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.51
Median Rent
$955
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
56%
Appreciation 1yr %
-9.4%
Pandemic Gain %
59%
Recession Drop %
-2.8%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
86.2
Winter Avg Low (°F)
28.8
Avg Temperature (°F)
57.4
Hot Days/yr (>90°F)
29
Freezing Days/yr (<32°F)
96.9
Annual Precipitation (in)
57.4
Annual Snowfall (in)
6.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
75.9
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38544: frequently asked questions
- What is the median home value in ZIP Code 38544?
- The median home value in ZIP Code 38544 is $245,100, higher than 60% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38544?
- The median annual property tax in ZIP Code 38544 is $1,236, an effective rate of 1% of home value.
- Is ZIP Code 38544 expensive to live in?
- Homes in ZIP Code 38544 cost about 3.51× the median household income, higher than 65% of U.S. ZIP codes.
- What is the average rent in ZIP Code 38544?
- The median gross rent in ZIP Code 38544 is $955 a month, higher than 56% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 38544?
- Home prices in ZIP Code 38544 have moved 56% over the past five years (-9.4% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 38544?
- ZIP Code 38544 averages 57.4°F year-round, summer highs near 86.2°F, winter lows around 28.8°F (NOAA 1991–2020 normals). It sees about 6.1 inches of snow a year.
- Is ZIP Code 38544 at risk of flooding or natural disasters?
- ZIP Code 38544's FEMA National Risk Index score is 75.9 (higher than 64% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →