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ZIP Code 38582

Putnam, Tennessee

FIPS 38582

Juniper

ZIP Code 38582 is in the top 39% nationally for FEMA risk score. It also sits in the 60th percentile nationally for median home value.

Median Home Value

$245,300

Higher than 60% of U.S. ZIP codes

FEMA Risk Score

56.2

Lower than 61% of U.S. ZIP codes

The basics

Total Population

1,729

Median Age

41.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$245,300

Higher than 60%

Median Property Tax

$1,635

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.63

Lower than 59%

Home prices & appreciation

Ranked against U.S. ZIP codes.

Pandemic Gain %

41%

Recession Drop %

-6.3%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

88

Winter Avg Low (°F)

30.7

Avg Temperature (°F)

59.4

Hot Days/yr (>90°F)

49

Freezing Days/yr (<32°F)

71.5

Annual Precipitation (in)

57.4

Annual Snowfall (in)

3.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

56.2

Lower than 61%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 38582: frequently asked questions

What is the median home value in ZIP Code 38582?
The median home value in ZIP Code 38582 is $245,300, higher than 60% of U.S. ZIP codes.
How much is property tax in ZIP Code 38582?
The median annual property tax in ZIP Code 38582 is $1,635, an effective rate of 1% of home value.
Is ZIP Code 38582 expensive to live in?
Homes in ZIP Code 38582 cost about 2.63× the median household income, lower than 59% of U.S. ZIP codes.
What is the weather like in ZIP Code 38582?
ZIP Code 38582 averages 59.4°F year-round, summer highs near 88°F, winter lows around 30.7°F (NOAA 1991–2020 normals). It sees about 3.1 inches of snow a year.
Is ZIP Code 38582 at risk of flooding or natural disasters?
ZIP Code 38582's FEMA National Risk Index score is 56.2 (lower than 61% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →