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ZIP Code 38551

Clay, Tennessee

FIPS 38551

Juniper

ZIP Code 38551 is in the bottom 10% nationally for FEMA risk score. It also sits in the 23th percentile nationally for median home value. And it sits in the 25th percentile nationally for median rent.

Median Home Value

$116,700

Lower than 77% of U.S. ZIP codes

FEMA Risk Score

93.4

Higher than 90% of U.S. ZIP codes

The basics

Total Population

4,477

Median Age

43.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$116,700

Lower than 77%

Median Property Tax

$542

Effective Tax Rate

0%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.93

Near median

Median Rent

$544

Lower than 75%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

86

Winter Avg Low (°F)

29.1

Avg Temperature (°F)

57.4

Hot Days/yr (>90°F)

28.2

Freezing Days/yr (<32°F)

89.8

Annual Precipitation (in)

55.1

Annual Snowfall (in)

2.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

93.4

Higher than 90%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 38551: frequently asked questions

What is the median home value in ZIP Code 38551?
The median home value in ZIP Code 38551 is $116,700, lower than 77% of U.S. ZIP codes.
How much is property tax in ZIP Code 38551?
The median annual property tax in ZIP Code 38551 is $542, an effective rate of 0% of home value.
Is ZIP Code 38551 expensive to live in?
Homes in ZIP Code 38551 cost about 2.93× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 38551?
The median gross rent in ZIP Code 38551 is $544 a month, lower than 75% of U.S. ZIP codes.
What is the weather like in ZIP Code 38551?
ZIP Code 38551 averages 57.4°F year-round, summer highs near 86°F, winter lows around 29.1°F (NOAA 1991–2020 normals). It sees about 2.3 inches of snow a year.
Is ZIP Code 38551 at risk of flooding or natural disasters?
ZIP Code 38551's FEMA National Risk Index score is 93.4 (higher than 90% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →