Back to Explorer

ZIP Code 38575

Clay, Tennessee

FIPS 38575

Juniper

ZIP Code 38575 is in the top 36% nationally for FEMA risk score. It also sits in the 22th percentile nationally for median home value.

Median Home Value

$115,500

Lower than 78% of U.S. ZIP codes

FEMA Risk Score

53.1

Lower than 64% of U.S. ZIP codes

The basics

Total Population

865

Median Age

58

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$115,500

Lower than 78%

Median Property Tax

$604

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.94

Near median

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

88.9

Winter Avg Low (°F)

25.6

Avg Temperature (°F)

57.3

Hot Days/yr (>90°F)

48.3

Freezing Days/yr (<32°F)

104

Annual Precipitation (in)

55.1

Annual Snowfall (in)

4.6

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

53.1

Lower than 64%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 38575: frequently asked questions

What is the median home value in ZIP Code 38575?
The median home value in ZIP Code 38575 is $115,500, lower than 78% of U.S. ZIP codes.
How much is property tax in ZIP Code 38575?
The median annual property tax in ZIP Code 38575 is $604, an effective rate of 1% of home value.
Is ZIP Code 38575 expensive to live in?
Homes in ZIP Code 38575 cost about 2.94× the median household income, near the U.S. ZIP codes median.
What is the weather like in ZIP Code 38575?
ZIP Code 38575 averages 57.3°F year-round, summer highs near 88.9°F, winter lows around 25.6°F (NOAA 1991–2020 normals). It sees about 4.6 inches of snow a year.
Is ZIP Code 38575 at risk of flooding or natural disasters?
ZIP Code 38575's FEMA National Risk Index score is 53.1 (lower than 64% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →