The basics
Total Population
1,027
Median Age
35.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$84,300
Lower than 86%
Median Property Tax
$575
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.85
Near median
Median Rent
$446
Lower than 77%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
89.5
Winter Avg Low (°F)
33.8
Avg Temperature (°F)
62.2
Hot Days/yr (>90°F)
77.2
Freezing Days/yr (<32°F)
52.8
Annual Precipitation (in)
49.7
Annual Snowfall (in)
0.3
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
88.2
Higher than 82%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38631: frequently asked questions
- What is the median home value in ZIP Code 38631?
- The median home value in ZIP Code 38631 is $84,300, lower than 86% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38631?
- The median annual property tax in ZIP Code 38631 is $575, an effective rate of 1% of home value.
- Is ZIP Code 38631 expensive to live in?
- Homes in ZIP Code 38631 cost about 2.85× the median household income, near the U.S. ZIP codes median.
- What is the average rent in ZIP Code 38631?
- The median gross rent in ZIP Code 38631 is $446 a month, lower than 77% of U.S. ZIP codes.
- What is the weather like in ZIP Code 38631?
- ZIP Code 38631 averages 62.2°F year-round, summer highs near 89.5°F, winter lows around 33.8°F (NOAA 1991–2020 normals). It sees about 0.3 inches of snow a year.
- Is ZIP Code 38631 at risk of flooding or natural disasters?
- ZIP Code 38631's FEMA National Risk Index score is 88.2 (higher than 82% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →