The basics
Total Population
786
Median Age
55.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$87,500
Lower than 86%
Median Property Tax
$1,140
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
1.87
Lower than 78%
Median Rent
$641
Lower than 72%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
89.8
Winter Avg Low (°F)
34
Avg Temperature (°F)
62.4
Hot Days/yr (>90°F)
67
Freezing Days/yr (<32°F)
51.4
Annual Precipitation (in)
55.9
Annual Snowfall (in)
0.4
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
84.7
Higher than 77%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38645: frequently asked questions
- What is the median home value in ZIP Code 38645?
- The median home value in ZIP Code 38645 is $87,500, lower than 86% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38645?
- The median annual property tax in ZIP Code 38645 is $1,140, an effective rate of 1% of home value.
- Is ZIP Code 38645 expensive to live in?
- Homes in ZIP Code 38645 cost about 1.87× the median household income, lower than 78% of U.S. ZIP codes.
- What is the average rent in ZIP Code 38645?
- The median gross rent in ZIP Code 38645 is $641 a month, lower than 72% of U.S. ZIP codes.
- What is the weather like in ZIP Code 38645?
- ZIP Code 38645 averages 62.4°F year-round, summer highs near 89.8°F, winter lows around 34°F (NOAA 1991–2020 normals). It sees about 0.4 inches of snow a year.
- Is ZIP Code 38645 at risk of flooding or natural disasters?
- ZIP Code 38645's FEMA National Risk Index score is 84.7 (higher than 77% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →