The basics
Total Population
15,503
Median Age
41.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$148,900
Median Property Tax
$1,345
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.68
Median Rent
$805
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
60%
Appreciation 1yr %
0%
Pandemic Gain %
50%
Recession Drop %
-10%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
89.3
Winter Avg Low (°F)
31.1
Avg Temperature (°F)
60.3
Hot Days/yr (>90°F)
62.4
Freezing Days/yr (<32°F)
82.2
Annual Precipitation (in)
58.2
Annual Snowfall (in)
2.3
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
72.5
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38635: frequently asked questions
- What is the median home value in ZIP Code 38635?
- The median home value in ZIP Code 38635 is $148,900, lower than 68% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38635?
- The median annual property tax in ZIP Code 38635 is $1,345, an effective rate of 1% of home value.
- Is ZIP Code 38635 expensive to live in?
- Homes in ZIP Code 38635 cost about 2.68× the median household income, lower than 58% of U.S. ZIP codes.
- What is the average rent in ZIP Code 38635?
- The median gross rent in ZIP Code 38635 is $805 a month, lower than 59% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 38635?
- Home prices in ZIP Code 38635 have moved 60% over the past five years (0% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 38635?
- ZIP Code 38635 averages 60.3°F year-round, summer highs near 89.3°F, winter lows around 31.1°F (NOAA 1991–2020 normals). It sees about 2.3 inches of snow a year.
- Is ZIP Code 38635 at risk of flooding or natural disasters?
- ZIP Code 38635's FEMA National Risk Index score is 72.5 (higher than 59% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →