The basics
Total Population
1,301
Median Age
61.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$124,100
Lower than 75%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.01
Near median
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
90.3
Winter Avg Low (°F)
32.6
Avg Temperature (°F)
61.9
Hot Days/yr (>90°F)
74.2
Freezing Days/yr (<32°F)
68.4
Annual Precipitation (in)
60.6
Annual Snowfall (in)
1.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
72.4
Higher than 59%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38685: frequently asked questions
- What is the median home value in ZIP Code 38685?
- The median home value in ZIP Code 38685 is $124,100, lower than 75% of U.S. ZIP codes.
- Is ZIP Code 38685 expensive to live in?
- Homes in ZIP Code 38685 cost about 3.01× the median household income, near the U.S. ZIP codes median.
- What is the weather like in ZIP Code 38685?
- ZIP Code 38685 averages 61.9°F year-round, summer highs near 90.3°F, winter lows around 32.6°F (NOAA 1991–2020 normals). It sees about 1.1 inches of snow a year.
- Is ZIP Code 38685 at risk of flooding or natural disasters?
- ZIP Code 38685's FEMA National Risk Index score is 72.4 (higher than 59% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →