The basics
Total Population
8,802
Median Age
40
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$142,900
Median Property Tax
$1,166
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.15
Median Rent
$701
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
52%
Recession Drop %
-6.7%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
89.7
Winter Avg Low (°F)
34.1
Avg Temperature (°F)
62.3
Hot Days/yr (>90°F)
54.4
Freezing Days/yr (<32°F)
69.8
Annual Precipitation (in)
59.3
Annual Snowfall (in)
0.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
83.2
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38851: frequently asked questions
- What is the median home value in ZIP Code 38851?
- The median home value in ZIP Code 38851 is $142,900, lower than 70% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38851?
- The median annual property tax in ZIP Code 38851 is $1,166, an effective rate of 1% of home value.
- Is ZIP Code 38851 expensive to live in?
- Homes in ZIP Code 38851 cost about 3.15× the median household income, higher than 56% of U.S. ZIP codes.
- What is the average rent in ZIP Code 38851?
- The median gross rent in ZIP Code 38851 is $701 a month, lower than 68% of U.S. ZIP codes.
- What is the weather like in ZIP Code 38851?
- ZIP Code 38851 averages 62.3°F year-round, summer highs near 89.7°F, winter lows around 34.1°F (NOAA 1991–2020 normals). It sees about 0.8 inches of snow a year.
- Is ZIP Code 38851 at risk of flooding or natural disasters?
- ZIP Code 38851's FEMA National Risk Index score is 83.2 (higher than 75% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →