The basics
Total Population
19,046
Median Age
37.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$156,400
Median Property Tax
$895
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.16
Median Rent
$864
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
50%
Appreciation 1yr %
-0.84%
Pandemic Gain %
36%
Recession Drop %
-2.6%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
88.6
Winter Avg Low (°F)
33.6
Avg Temperature (°F)
61.6
Hot Days/yr (>90°F)
51.7
Freezing Days/yr (<32°F)
62.7
Annual Precipitation (in)
59.1
Annual Snowfall (in)
1.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
80.9
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38863: frequently asked questions
- What is the median home value in ZIP Code 38863?
- The median home value in ZIP Code 38863 is $156,400, lower than 66% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38863?
- The median annual property tax in ZIP Code 38863 is $895, an effective rate of 1% of home value.
- Is ZIP Code 38863 expensive to live in?
- Homes in ZIP Code 38863 cost about 3.16× the median household income, higher than 57% of U.S. ZIP codes.
- What is the average rent in ZIP Code 38863?
- The median gross rent in ZIP Code 38863 is $864 a month, near the U.S. ZIP codes median.
- How much have home prices grown in ZIP Code 38863?
- Home prices in ZIP Code 38863 have moved 50% over the past five years (-0.84% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 38863?
- ZIP Code 38863 averages 61.6°F year-round, summer highs near 88.6°F, winter lows around 33.6°F (NOAA 1991–2020 normals). It sees about 1.2 inches of snow a year.
- Is ZIP Code 38863 at risk of flooding or natural disasters?
- ZIP Code 38863's FEMA National Risk Index score is 80.9 (higher than 71% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →