The basics
Total Population
2,100
Median Age
25.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$161,500
Lower than 63%
Median Property Tax
$1,065
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.98
Near median
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
88.6
Winter Avg Low (°F)
33.6
Avg Temperature (°F)
61.6
Hot Days/yr (>90°F)
51.7
Freezing Days/yr (<32°F)
62.7
Annual Precipitation (in)
59
Annual Snowfall (in)
0.3
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
86.7
Higher than 80%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38864: frequently asked questions
- What is the median home value in ZIP Code 38864?
- The median home value in ZIP Code 38864 is $161,500, lower than 63% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38864?
- The median annual property tax in ZIP Code 38864 is $1,065, an effective rate of 1% of home value.
- Is ZIP Code 38864 expensive to live in?
- Homes in ZIP Code 38864 cost about 2.98× the median household income, near the U.S. ZIP codes median.
- What is the weather like in ZIP Code 38864?
- ZIP Code 38864 averages 61.6°F year-round, summer highs near 88.6°F, winter lows around 33.6°F (NOAA 1991–2020 normals). It sees about 0.3 inches of snow a year.
- Is ZIP Code 38864 at risk of flooding or natural disasters?
- ZIP Code 38864's FEMA National Risk Index score is 86.7 (higher than 80% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →