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ZIP Code 40962

Clay, Kentucky

FIPS 40962

Juniper

ZIP Code 40962 is in the top 28% nationally for HPI growth 5yr %, but in the bottom 27% nationally for FEMA risk score. It also sits in the 19th percentile nationally for median home value. And it sits in the 32th percentile nationally for median rent.

Median Home Value

$103,000

Lower than 81% of U.S. ZIP codes

HPI Growth 5yr %

49%

Higher than 72% of U.S. ZIP codes

FEMA Risk Score

82

Higher than 73% of U.S. ZIP codes

The basics

Total Population

17,310

Median Age

39.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$103,000

Lower than 81%

Median Property Tax

$680

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.4

Lower than 66%

Median Rent

$699

Lower than 68%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

49%

Higher than 72%

Pandemic Gain %

45%

Recession Drop %

-3.2%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.8

Winter Avg Low (°F)

24

Avg Temperature (°F)

55.3

Hot Days/yr (>90°F)

24.5

Freezing Days/yr (<32°F)

112.9

Annual Precipitation (in)

51.5

Annual Snowfall (in)

8.6

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

82

Higher than 73%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 40962: frequently asked questions

What is the median home value in ZIP Code 40962?
The median home value in ZIP Code 40962 is $103,000, lower than 81% of U.S. ZIP codes.
How much is property tax in ZIP Code 40962?
The median annual property tax in ZIP Code 40962 is $680, an effective rate of 1% of home value.
Is ZIP Code 40962 expensive to live in?
Homes in ZIP Code 40962 cost about 2.4× the median household income, lower than 66% of U.S. ZIP codes.
What is the average rent in ZIP Code 40962?
The median gross rent in ZIP Code 40962 is $699 a month, lower than 68% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 40962?
Home prices in ZIP Code 40962 have moved 49% over the past five years, per the FHFA House Price Index.
What is the weather like in ZIP Code 40962?
ZIP Code 40962 averages 55.3°F year-round, summer highs near 85.8°F, winter lows around 24°F (NOAA 1991–2020 normals). It sees about 8.6 inches of snow a year.
Is ZIP Code 40962 at risk of flooding or natural disasters?
ZIP Code 40962's FEMA National Risk Index score is 82 (higher than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →