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ZIP Code 40972

Clay, Kentucky

FIPS 40972

Juniper

ZIP Code 40972 is in the top 14% nationally for price-to-income ratio, but in the bottom 25% nationally for FEMA risk score. It also sits in the 10th percentile nationally for median home value.

Median Home Value

$50,500

Lower than 90% of U.S. ZIP codes

FEMA Risk Score

83.5

Higher than 75% of U.S. ZIP codes

The basics

Total Population

1,255

Median Age

43.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$50,500

Lower than 90%

Median Property Tax

$538

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.22

Lower than 86%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

84.6

Winter Avg Low (°F)

26.9

Avg Temperature (°F)

56.1

Hot Days/yr (>90°F)

26

Freezing Days/yr (<32°F)

103.2

Annual Precipitation (in)

51.5

Annual Snowfall (in)

8.6

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

83.5

Higher than 75%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 40972: frequently asked questions

What is the median home value in ZIP Code 40972?
The median home value in ZIP Code 40972 is $50,500, lower than 90% of U.S. ZIP codes.
How much is property tax in ZIP Code 40972?
The median annual property tax in ZIP Code 40972 is $538, an effective rate of 1% of home value.
Is ZIP Code 40972 expensive to live in?
Homes in ZIP Code 40972 cost about 1.22× the median household income, lower than 86% of U.S. ZIP codes.
What is the weather like in ZIP Code 40972?
ZIP Code 40972 averages 56.1°F year-round, summer highs near 84.6°F, winter lows around 26.9°F (NOAA 1991–2020 normals). It sees about 8.6 inches of snow a year.
Is ZIP Code 40972 at risk of flooding or natural disasters?
ZIP Code 40972's FEMA National Risk Index score is 83.5 (higher than 75% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →