The basics
Total Population
13,386
Median Age
44.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$156,200
Median Property Tax
$1,360
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.75
Median Rent
$846
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
41%
Appreciation 1yr %
7.1%
Pandemic Gain %
37%
Recession Drop %
-6%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
84.9
Winter Avg Low (°F)
25.5
Avg Temperature (°F)
54.9
Hot Days/yr (>90°F)
32.4
Freezing Days/yr (<32°F)
103.2
Annual Precipitation (in)
44.5
Annual Snowfall (in)
13.6
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
65
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 45631: frequently asked questions
- What is the median home value in ZIP Code 45631?
- The median home value in ZIP Code 45631 is $156,200, lower than 66% of U.S. ZIP codes.
- How much is property tax in ZIP Code 45631?
- The median annual property tax in ZIP Code 45631 is $1,360, an effective rate of 1% of home value.
- Is ZIP Code 45631 expensive to live in?
- Homes in ZIP Code 45631 cost about 2.75× the median household income, lower than 56% of U.S. ZIP codes.
- What is the average rent in ZIP Code 45631?
- The median gross rent in ZIP Code 45631 is $846 a month, near the U.S. ZIP codes median.
- How much have home prices grown in ZIP Code 45631?
- Home prices in ZIP Code 45631 have moved 41% over the past five years (7.1% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 45631?
- ZIP Code 45631 averages 54.9°F year-round, summer highs near 84.9°F, winter lows around 25.5°F (NOAA 1991–2020 normals). It sees about 13.6 inches of snow a year.
- Is ZIP Code 45631 at risk of flooding or natural disasters?
- ZIP Code 45631's FEMA National Risk Index score is 65 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is heat_wave.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →