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ZIP Code 45631

Gallia, Ohio

FIPS 45631

Juniper

ZIP Code 45631 is in the top 11% nationally for appreciation 1yr %. It also sits in the 34th percentile nationally for median home value. And it sits in the top 37% nationally for HPI growth 5yr %.

Median Home Value

$156,200

Lower than 66% of U.S. ZIP codes

HPI Growth 5yr %

41%

Higher than 63% of U.S. ZIP codes

FEMA Risk Score

65

Near the U.S. ZIP codes median

The basics

Total Population

13,386

Median Age

44.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$156,200

Lower than 66%

Median Property Tax

$1,360

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.75

Lower than 56%

Median Rent

$846

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

41%

Higher than 63%

Appreciation 1yr %

7.1%

Higher than 89%

Pandemic Gain %

37%

Recession Drop %

-6%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

84.9

Winter Avg Low (°F)

25.5

Avg Temperature (°F)

54.9

Hot Days/yr (>90°F)

32.4

Freezing Days/yr (<32°F)

103.2

Annual Precipitation (in)

44.5

Annual Snowfall (in)

13.6

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

65

Near median

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 45631: frequently asked questions

What is the median home value in ZIP Code 45631?
The median home value in ZIP Code 45631 is $156,200, lower than 66% of U.S. ZIP codes.
How much is property tax in ZIP Code 45631?
The median annual property tax in ZIP Code 45631 is $1,360, an effective rate of 1% of home value.
Is ZIP Code 45631 expensive to live in?
Homes in ZIP Code 45631 cost about 2.75× the median household income, lower than 56% of U.S. ZIP codes.
What is the average rent in ZIP Code 45631?
The median gross rent in ZIP Code 45631 is $846 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 45631?
Home prices in ZIP Code 45631 have moved 41% over the past five years (7.1% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 45631?
ZIP Code 45631 averages 54.9°F year-round, summer highs near 84.9°F, winter lows around 25.5°F (NOAA 1991–2020 normals). It sees about 13.6 inches of snow a year.
Is ZIP Code 45631 at risk of flooding or natural disasters?
ZIP Code 45631's FEMA National Risk Index score is 65 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is heat_wave.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →