The basics
Total Population
3,372
Median Age
43.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$166,100
Lower than 61%
Median Property Tax
$1,569
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.02
Near median
Median Rent
$924
Near median
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
83.5
Winter Avg Low (°F)
23.4
Avg Temperature (°F)
52.7
Hot Days/yr (>90°F)
12.2
Freezing Days/yr (<32°F)
123.7
Annual Precipitation (in)
43.3
Annual Snowfall (in)
14.9
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
55.3
Lower than 62%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 45686: frequently asked questions
- What is the median home value in ZIP Code 45686?
- The median home value in ZIP Code 45686 is $166,100, lower than 61% of U.S. ZIP codes.
- How much is property tax in ZIP Code 45686?
- The median annual property tax in ZIP Code 45686 is $1,569, an effective rate of 1% of home value.
- Is ZIP Code 45686 expensive to live in?
- Homes in ZIP Code 45686 cost about 3.02× the median household income, near the U.S. ZIP codes median.
- What is the average rent in ZIP Code 45686?
- The median gross rent in ZIP Code 45686 is $924 a month, near the U.S. ZIP codes median.
- What is the weather like in ZIP Code 45686?
- ZIP Code 45686 averages 52.7°F year-round, summer highs near 83.5°F, winter lows around 23.4°F (NOAA 1991–2020 normals). It sees about 14.9 inches of snow a year.
- Is ZIP Code 45686 at risk of flooding or natural disasters?
- ZIP Code 45686's FEMA National Risk Index score is 55.3 (lower than 62% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →