The basics
Total Population
3,719
Median Age
38.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$157,200
Median Property Tax
$1,488
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.42
Median Rent
$803
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
51%
Appreciation 1yr %
15%
Pandemic Gain %
46%
Recession Drop %
-12%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
82.4
Winter Avg Low (°F)
20
Avg Temperature (°F)
49.8
Hot Days/yr (>90°F)
17.8
Freezing Days/yr (<32°F)
134
Annual Precipitation (in)
37.5
Annual Snowfall (in)
23.6
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
62.9
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 45813: frequently asked questions
- What is the median home value in ZIP Code 45813?
- The median home value in ZIP Code 45813 is $157,200, lower than 65% of U.S. ZIP codes.
- How much is property tax in ZIP Code 45813?
- The median annual property tax in ZIP Code 45813 is $1,488, an effective rate of 1% of home value.
- Is ZIP Code 45813 expensive to live in?
- Homes in ZIP Code 45813 cost about 2.42× the median household income, lower than 65% of U.S. ZIP codes.
- What is the average rent in ZIP Code 45813?
- The median gross rent in ZIP Code 45813 is $803 a month, lower than 59% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 45813?
- Home prices in ZIP Code 45813 have moved 51% over the past five years (15% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 45813?
- ZIP Code 45813 averages 49.8°F year-round, summer highs near 82.4°F, winter lows around 20°F (NOAA 1991–2020 normals). It sees about 23.6 inches of snow a year.
- Is ZIP Code 45813 at risk of flooding or natural disasters?
- ZIP Code 45813's FEMA National Risk Index score is 62.9 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →