The basics
Total Population
524
Median Age
46.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$152,400
Lower than 67%
Median Property Tax
$1,477
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2
Lower than 75%
Median Rent
$1,057
Higher than 63%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
83.2
Winter Avg Low (°F)
19.5
Avg Temperature (°F)
50.3
Hot Days/yr (>90°F)
15.9
Freezing Days/yr (<32°F)
136.2
Annual Precipitation (in)
37
Annual Snowfall (in)
23.6
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
61.8
Near median
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 45851: frequently asked questions
- What is the median home value in ZIP Code 45851?
- The median home value in ZIP Code 45851 is $152,400, lower than 67% of U.S. ZIP codes.
- How much is property tax in ZIP Code 45851?
- The median annual property tax in ZIP Code 45851 is $1,477, an effective rate of 1% of home value.
- Is ZIP Code 45851 expensive to live in?
- Homes in ZIP Code 45851 cost about 2× the median household income, lower than 75% of U.S. ZIP codes.
- What is the average rent in ZIP Code 45851?
- The median gross rent in ZIP Code 45851 is $1,057 a month, higher than 63% of U.S. ZIP codes.
- What is the weather like in ZIP Code 45851?
- ZIP Code 45851 averages 50.3°F year-round, summer highs near 83.2°F, winter lows around 19.5°F (NOAA 1991–2020 normals). It sees about 23.6 inches of snow a year.
- Is ZIP Code 45851 at risk of flooding or natural disasters?
- ZIP Code 45851's FEMA National Risk Index score is 61.8 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →