The basics
Total Population
3,233
Median Age
44.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$168,000
Median Property Tax
$1,501
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.35
Median Rent
$542
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
42%
Appreciation 1yr %
6.8%
Pandemic Gain %
40%
Recession Drop %
-3.4%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
82.5
Winter Avg Low (°F)
20.4
Avg Temperature (°F)
50.4
Hot Days/yr (>90°F)
17
Freezing Days/yr (<32°F)
127.1
Annual Precipitation (in)
38
Annual Snowfall (in)
10.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
64.4
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 45831: frequently asked questions
- What is the median home value in ZIP Code 45831?
- The median home value in ZIP Code 45831 is $168,000, lower than 61% of U.S. ZIP codes.
- How much is property tax in ZIP Code 45831?
- The median annual property tax in ZIP Code 45831 is $1,501, an effective rate of 1% of home value.
- Is ZIP Code 45831 expensive to live in?
- Homes in ZIP Code 45831 cost about 2.35× the median household income, lower than 67% of U.S. ZIP codes.
- What is the average rent in ZIP Code 45831?
- The median gross rent in ZIP Code 45831 is $542 a month, lower than 75% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 45831?
- Home prices in ZIP Code 45831 have moved 42% over the past five years (6.8% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 45831?
- ZIP Code 45831 averages 50.4°F year-round, summer highs near 82.5°F, winter lows around 20.4°F (NOAA 1991–2020 normals). It sees about 10.7 inches of snow a year.
- Is ZIP Code 45831 at risk of flooding or natural disasters?
- ZIP Code 45831's FEMA National Risk Index score is 64.4 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →