The basics
Total Population
225
Median Age
36.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$162,500
Lower than 63%
Median Property Tax
$1,632
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
1.98
Lower than 76%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
82.4
Winter Avg Low (°F)
22
Avg Temperature (°F)
51.3
Hot Days/yr (>90°F)
14.1
Freezing Days/yr (<32°F)
123.8
Annual Precipitation (in)
38
Annual Snowfall (in)
10.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
64.2
Near median
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 45864: frequently asked questions
- What is the median home value in ZIP Code 45864?
- The median home value in ZIP Code 45864 is $162,500, lower than 63% of U.S. ZIP codes.
- How much is property tax in ZIP Code 45864?
- The median annual property tax in ZIP Code 45864 is $1,632, an effective rate of 1% of home value.
- Is ZIP Code 45864 expensive to live in?
- Homes in ZIP Code 45864 cost about 1.98× the median household income, lower than 76% of U.S. ZIP codes.
- What is the weather like in ZIP Code 45864?
- ZIP Code 45864 averages 51.3°F year-round, summer highs near 82.4°F, winter lows around 22°F (NOAA 1991–2020 normals). It sees about 10.7 inches of snow a year.
- Is ZIP Code 45864 at risk of flooding or natural disasters?
- ZIP Code 45864's FEMA National Risk Index score is 64.2 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →